Ketamine Insurance & Payment in Baltimore
Self-pay, stated plainly — with every pathway to make care affordable.
Ketamine therapy insurance in Baltimore, stated plainly: at Vita Nova, ketamine infusion therapy ($499.99 per session; $375 for members) and iron IV are self-pay — we don't bill insurance. Ketamine is used off-label and insurers denied the large majority of claims, so we moved to transparent self-pay pricing. We provide an itemized superbill you can submit to your own insurer for possible out-of-network reimbursement, and accept HSA/FSA, CareCredit, and in-house payment plans. Vitality Circle membership takes 25% off every session ($375 mental health, $1,125 chronic pain). Iron IV, NAD+, IV vitamin therapy and IM shots follow the same self-pay policy. Every infusion is anesthesiologist-led care, under the medical direction of Dr. Brijen Joshi MD, a Johns Hopkins faculty anesthesiologist — and not everyone is a candidate; you'll be told clearly at your consultation. Call (443) 563-1059.
Itemized superbills provided for your own out-of-network claim
HSA / FSA accepted for ketamine, iron IV & most services
CareCredit & payment plans spread costs over time
Community Heroes discounted self-pay rates
Self-Pay Pricing & Superbills
We're self-pay for ketamine and iron IV — nothing billed to insurance. We'll walk you through every payment pathway and exactly how the superbill works.
📱 Book Ketamine Consultation → View Self-Pay Pricing 📞 (443) 563-1059
Mon–Fri: 1PM–8PM · Sat: 10AM–2PM
513 Bayview Blvd, Canton, Baltimore MD 21224
Does Insurance Cover Ketamine Therapy in Baltimore?
At Vita Nova, ketamine and iron IV are self-pay — we do not bill or accept insurance for them. Ketamine is used off-label, and insurers denied reimbursement on the large majority of claims, so we moved to a transparent self-pay model. We provide an itemized superbill you submit to your own insurer for possible out-of-network reimbursement, plus HSA/FSA, CareCredit, in-house payment plans, and 25%-off membership.
The honest answer is that Vita Nova does not accept insurance for ketamine infusion therapy or iron IV infusion — both are self-pay. IV ketamine is administered off-label for depression, PTSD, anxiety, OCD, bipolar depression, and chronic pain, and iron IV, while medically legitimate for anemia, was repeatedly denied by insurers when billed. After insurance declined to reimburse the large majority of these claims, we made the deliberate choice to stop billing insurance entirely and offer transparent self-pay pricing instead. That decision keeps our scheduling, pricing, and care predictable for every patient.
You are not left on your own with the cost. For any treatment, we provide a complete itemized superbill — with diagnosis and procedure codes — that you can submit to your own insurer for possible out-of-network reimbursement. We also accept HSA and FSA cards, offer CareCredit financing and in-house payment plans, and the Vitality Circle membership takes 25% off every session. Wellness drips, NAD+, and IM vitamin shots are elective and self-pay as well, and are often HSA/FSA eligible.
Self-Pay, With a Superbill
Vita Nova bills nothing to insurance. For every treatment you can request an itemized superbill to submit to your insurer yourself for possible out-of-network reimbursement — reimbursement depends on your plan and is not guaranteed. Questions? Call (443) 563-1059.
What We Bill, What You Pay — The Honest Breakdown
Vita Nova is a self-pay clinic — we don't bill insurance for any treatment. The table shows how each option is paid, whether it's HSA/FSA eligible, and where a superbill applies for your own out-of-network claim. Questions? Call (443) 563-1059.
| Treatment | Billed to Insurance | HSA / FSA | Superbill Provided |
|---|---|---|---|
| IV Ketamine InfusionDepression, PTSD, OCD, pain | No — Self-Pay | ✓ Eligible | ✓ Yes |
| Iron IV InfusionIron-deficiency anemia | No — Self-Pay | ✓ Eligible | ✓ Yes |
| IV Vitamin Therapy / NAD+Elective wellness | No — Self-Pay | Often Eligible | N/A — Elective |
| IM Vitamin ShotsB12, MICC, glutathione | No — Self-Pay | Often Eligible | N/A — Elective |
⚠️ Reimbursement Is Never Guaranteed
A superbill lets you attempt an out-of-network claim with your own insurer, but whether you're reimbursed — and how much — depends entirely on your plan, diagnosis, and deductible. Some patients recover a meaningful portion, others little or none. Vita Nova bills nothing to insurance and makes no guarantee of reimbursement.
Why Isn't Ketamine Infusion Covered by Insurance?
Insurance rarely reimburses IV ketamine infusions because ketamine is prescribed off-label for mental health and pain. Ketamine is FDA-approved as an anesthetic, and decades of research support its use for treatment-resistant depression, PTSD, and chronic pain — but the FDA has not formally approved it for those mental health and pain indications. Insurers generally reimburse only FDA-approved, on-label uses, so ketamine infusions usually fall outside standard coverage.
This is a coverage technicality, not a reflection of whether the treatment works. Off-label prescribing is legal, common, and evidence-based across all of medicine. In practice it means the cost of ketamine infusions is the patient's responsibility — and at Vita Nova, rather than fight insurers who denied the large majority of claims, we made treatment predictable through transparent self-pay pricing and multiple payment pathways.
Out-of-Network May Still Help You
If you have out-of-network mental health benefits, some plans reimburse a portion of ketamine infusion costs after your deductible. Vita Nova provides an itemized superbill so you can submit that claim yourself. Ask your insurer about out-of-network behavioral health benefits before your first visit.
Iron IV at Vita Nova — Self-Pay, With a Superbill
Iron IV is often covered at clinics that bill insurance, because it's an FDA-approved treatment for iron-deficiency anemia. Vita Nova does not bill insurance for iron IV — like ketamine, it's self-pay here. You receive an itemized superbill to submit to your own insurer for possible out-of-network reimbursement, and iron IV is HSA/FSA eligible.
Iron infusion therapy delivers iron directly into your bloodstream to correct iron-deficiency anemia quickly, and is commonly recommended when oral iron supplements haven't worked, aren't tolerated, or can't raise iron levels fast enough. It treats a diagnosed medical condition with an FDA-approved therapy — which is why many clinics that bill insurance are reimbursed for it. Vita Nova, however, stopped billing insurance after insurers denied the large majority of our claims, so iron IV here is self-pay like everything else.
How Self-Pay Iron IV Works at Vita Nova
Transparent self-pay pricing — you'll know the full cost up front, with no surprise insurance denials or balance bills after the fact.
Itemized superbill provided — with your diagnosis and procedure codes, so you can file an out-of-network claim with your own insurer.
You submit the claim — reimbursement depends on your plan, diagnosis, and deductible, and is not guaranteed. Some patients recover a portion; others don't.
HSA/FSA eligible — iron IV can be paid with pre-tax HSA or FSA funds, and CareCredit or an in-house payment plan can spread the cost.
Transparent Self-Pay Pricing
No prior authorizations, no step-therapy delays, no denied claims — just clear pricing and a superbill if you want to pursue reimbursement. View self-pay pricing → or call (443) 563-1059.
Tricare & Military Families — Self-Pay, Plus a Heroes Discount
Vita Nova proudly serves active-duty military, veterans, and their families — but we do not bill or accept Tricare. Like all of our ketamine and iron IV care, treatment is self-pay, and Tricare generally treats off-label IV ketamine as investigational in any case. Rather than route you through a coverage process that typically ends in denial, we keep pricing transparent and give you two concrete ways to save.
First, military families qualify for our Community Heroes discount on self-pay rates, regardless of coverage. Second, we provide an itemized superbill you can submit to Tricare yourself for possible out-of-network reimbursement. Call (443) 563-1059 to discuss self-pay pricing, the Heroes discount, and how the superbill works for your situation.
🎖️ Community Heroes Discount
Active-duty, veterans, and military families receive discounted self-pay rates through our Community Heroes program. Mention your service when you call or book — the discount applies whether or not you pursue any reimbursement.
Superbills — How to Pursue Reimbursement Yourself
Because Vita Nova is self-pay, we don't submit claims to insurance — but we make it straightforward for you to try. After payment, we provide a complete itemized superbill with diagnosis and procedure codes that you submit to your own insurer. If your plan includes out-of-network benefits, you may recover part of your cost even though nothing was billed on your behalf.
Reimbursement amounts vary widely by plan, deductible status, and diagnosis — some patients recover a meaningful portion, others little or none. Before your first visit, ask your insurer two questions: "Do I have out-of-network behavioral health benefits?" and "What is my out-of-network deductible?" The answers tell you what to realistically expect.
We Provide the Paperwork — You File the Claim
Vita Nova supplies the itemized superbill you need to submit an out-of-network claim. We can't bill your insurer or guarantee what they'll reimburse, but we make sure you have everything required to file a clean claim yourself.
How to Afford Treatment — Your Payment Options
Because treatment is self-pay, Vita Nova offers several pathways to make care accessible.
CareCredit Financing
Vita Nova is enrolled with CareCredit. Apply at carecredit.com and use your card at checkout. CareCredit offers promotional financing that can spread the cost of a full induction series over time. A Complete Series of six infusions totals $2,849.94 — CareCredit lets you start now and pay over time.
In-House Payment Plans
Vita Nova offers flexible in-house payment plans structured to match each patient's situation. There is no fixed template — your plan is arranged based on your needs during your consultation. Call (443) 563-1059 to discuss before or after your telemedicine evaluation.
HSA / FSA Cards
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are accepted at Vita Nova for ketamine therapy, iron IV, and most wellness services. Ketamine therapy for a qualifying mental health diagnosis generally meets IRS medical-expense criteria. Confirm eligibility with your HSA/FSA administrator.
Superbills for Out-of-Network
Vita Nova bills nothing to insurance, but provides complete superbill documentation so you can submit an out-of-network reimbursement claim yourself. Reimbursement varies by plan and deductible — ask your insurer about out-of-network behavioral health benefits before your first visit.
Membership as a Cost Strategy
Because ketamine infusions are self-pay, the Vitality Circle membership at $99.99/month is the most cost-effective way to access ongoing ketamine therapy at Vita Nova. At 25% off every session, the membership pays for itself within a single ketamine appointment.
The Vitality Circle — Real Cost Savings
| Service | Non-Member | Member |
|---|---|---|
| Single ketamine session | $499.99 | $375.00 |
| Complete Series (6 sessions) | $2,849.94 | $2,250.00 |
| Relief Series (4 sessions, pain) | $5,699.96 | $4,500.00 |
| NAD+ IV (250mg) | $374.99 | $281.24 |
Membership: $99.99/month · Includes 1 free standard IV or 2 free IM shots monthly · Priority booking · Free parking · Learn More →
Community Heroes Discounts
Serving Those Who Serve Baltimore
Vita Nova honors the people who keep our community running. Community Heroes receive discounted self-pay rates on ketamine therapy, iron IV, and wellness services. Mention your role when calling or booking.
Insurance & Payment — Common Questions
Does insurance cover ketamine therapy in Baltimore?▼
Why isn't ketamine infusion therapy covered by insurance?▼
Does insurance cover iron IV infusions?▼
How much does ketamine therapy cost in Baltimore?▼
Can I use HSA or FSA for ketamine therapy?▼
Does Vita Nova accept CareCredit?▼
Can I get reimbursed by my insurance for ketamine?▼
Are in-house payment plans available?▼
Does Tricare cover ketamine therapy?▼
How Payment Works
Payment Options
Treatment Pricing
See full transparent self-pay pricing for ketamine, iron IV, and all wellness services.
View Full Pricing →Transparent Self-Pay Care — Built to Be Accessible
Vita Nova is self-pay for ketamine and iron IV — nothing billed to insurance. We provide itemized superbills for possible out-of-network reimbursement, plus CareCredit, HSA/FSA, in-house payment plans, and 25%-off membership.
