Ketamine Insurance & Payment in Baltimore
Self-pay, stated plainly — with every pathway to make care affordable.
Does insurance cover ketamine therapy in Baltimore?
Vita Nova does not bill insurance for ketamine therapy in Canton, Baltimore. Ketamine infusion therapy ($499.99 per session; $375 for members) is self-pay — ketamine is used off-label and insurers denied the large majority of claims, so we moved to transparent self-pay pricing. We provide an itemized superbill you can submit to your own insurer for possible out-of-network reimbursement, and accept HSA/FSA, CareCredit, and in-house payment plans. Vitality Circle membership includes member ketamine rates ($375 mental health, $1,125 chronic pain). NAD+, IV vitamin therapy, and IM shots are also self-pay. Iron IV is self-pay too ($425.99–$799.99); iron through insurance is offered at hospital infusion centers. Every infusion is anesthesiologist-led care, under the medical direction of Dr. Brijen Joshi MD, a Johns Hopkins faculty anesthesiologist — and not everyone is a candidate; you'll be told clearly at your consultation. Call (443) 563-1059.
Itemized superbills provided for your own out-of-network claim
HSA / FSA accepted for ketamine, iron IV & most services
CareCredit & payment plans spread costs over time
Community Heroes discounted self-pay rates
Self-Pay Pricing & Superbills
We're self-pay for ketamine — nothing billed to insurance. We'll walk you through every payment pathway and exactly how the superbill works. Iron IV is self-pay as well.
📱 Book Ketamine Consultation → View Self-Pay Pricing 📞 (443) 563-1059
Mon–Fri: 1PM–8PM · Sat: 10AM–2PM
513 Bayview Blvd, Canton, Baltimore MD 21224
Does Insurance Cover Ketamine Therapy in Baltimore?
At Vita Nova, ketamine is self-pay — we do not bill insurance for ketamine infusions. Ketamine is used off-label, and insurers denied reimbursement on the large majority of claims, so we moved to transparent self-pay pricing. We provide an itemized superbill you submit to your own insurer for possible out-of-network reimbursement, plus HSA/FSA, CareCredit, in-house payment plans, and Vitality Circle member rates. Iron IV is self-pay too — $425.99–$799.99 per session; iron through insurance is offered at hospital infusion centers.
The honest answer for ketamine: Vita Nova does not accept insurance for ketamine infusion therapy. IV ketamine is administered off-label for depression, PTSD, anxiety, OCD, bipolar depression, and chronic pain. After insurance declined to reimburse the large majority of these claims, we made the deliberate choice to stop billing insurance for ketamine and offer transparent self-pay pricing instead. That decision keeps our scheduling, pricing, and care predictable for every patient.
You are not left on your own with the cost. For ketamine, we provide a complete itemized superbill — with diagnosis and procedure codes — that you can submit to your own insurer for possible out-of-network reimbursement. We also accept HSA and FSA cards, offer CareCredit financing and in-house payment plans, and Vitality Circle membership includes member ketamine rates ($375 mental health, $1,125 chronic pain). Wellness drips, NAD+, and IM vitamin shots are elective and self-pay, and are often HSA/FSA eligible. Iron IV is self-pay as well.
Self-Pay for Ketamine, With a Superbill
Vita Nova does not bill insurance for ketamine. For every ketamine session you can request an itemized superbill to submit to your insurer yourself for possible out-of-network reimbursement — reimbursement depends on your plan and is not guaranteed. Iron IV is self-pay ($425.99–$799.99); see Iron IV pricing. Questions? Call (443) 563-1059.
What We Bill, What You Pay — The Honest Breakdown
Vita Nova does not bill insurance for ketamine. Iron IV is self-pay too. The table shows how each option is paid, whether it's HSA/FSA eligible, and where a superbill applies. Questions? Call (443) 563-1059.
| Treatment | Billed to Insurance | HSA / FSA | Superbill Provided |
|---|---|---|---|
| IV Ketamine InfusionDepression, PTSD, OCD, pain | No — Self-Pay | ✓ Eligible | ✓ Yes |
| Iron IV InfusionIron-deficiency anemia | No — Self-Pay | ✓ Eligible | N/A — Self-pay |
| IV Vitamin Therapy / NAD+Elective wellness | No — Self-Pay | Often Eligible | N/A — Elective |
| IM Vitamin ShotsB12, MICC, glutathione | No — Self-Pay | Often Eligible | N/A — Elective |
⚠️ Ketamine Reimbursement Is Never Guaranteed
A superbill lets you attempt an out-of-network claim with your own insurer for ketamine, but whether you're reimbursed — and how much — depends entirely on your plan, diagnosis, and deductible. Some patients recover a meaningful portion, others little or none. Vita Nova bills nothing to insurance for ketamine and makes no guarantee of reimbursement.
Why Isn't Ketamine Infusion Covered by Insurance?
Insurance rarely reimburses IV ketamine infusions because ketamine is prescribed off-label for mental health and pain. Ketamine is FDA-approved as an anesthetic, and decades of research support its use for treatment-resistant depression, PTSD, and chronic pain — but the FDA has not formally approved it for those mental health and pain indications. Insurers generally reimburse only FDA-approved, on-label uses, so ketamine infusions usually fall outside standard coverage.
This is a coverage technicality, not a reflection of whether the treatment works. Off-label prescribing is legal, common, and evidence-based across all of medicine. In practice it means the cost of ketamine infusions is the patient's responsibility — and at Vita Nova, rather than fight insurers who denied the large majority of claims, we made treatment predictable through transparent self-pay pricing and multiple payment pathways.
Out-of-Network May Still Help You
If you have out-of-network mental health benefits, some plans reimburse a portion of ketamine infusion costs after your deductible. Vita Nova provides an itemized superbill so you can submit that claim yourself. Ask your insurer about out-of-network behavioral health benefits before your first visit.
Iron IV at Vita Nova — Transparent Self-Pay
Iron IV at Vita Nova is self-pay only: $425.99–$799.99 per session ($319.49–$599.99 for Vitality Circle members), with a brief clinical review first. Iron infusions through insurance are offered at hospital infusion centers, which typically require a referral and prior authorization.
Iron infusion therapy delivers iron directly into your bloodstream to correct iron-deficiency anemia quickly, and is commonly recommended when oral iron supplements haven't worked, aren't tolerated, or can't raise iron levels fast enough.
How Iron IV Works at Vita Nova
Brief clinical review — your labs and history are checked to confirm iron IV fits and to set the dose.
Self-pay quote — $425.99–$799.99 per session depending on dose; Vitality Circle members get 25% off.
Book your infusion — once the review is done, schedule your session in our Canton suite.
HSA/FSA eligible — CareCredit or an in-house payment plan can also spread the cost.
Iron IV Pricing
No obligation — know your options before you schedule. See Iron IV pricing → · View self-pay pricing → · Call (443) 563-1059.
Tricare & Military Families — Self-Pay for Ketamine, Plus a Heroes Discount
Vita Nova proudly serves active-duty military, veterans, and their families — but we do not bill or accept Tricare for ketamine. Like all of our ketamine care, treatment is self-pay, and Tricare generally treats off-label IV ketamine as investigational in any case. Rather than route you through a coverage process that typically ends in denial, we keep pricing transparent and give you two concrete ways to save.
First, military families qualify for our Community Heroes discount on self-pay rates, regardless of coverage. Second, we provide an itemized superbill you can submit to Tricare yourself for possible out-of-network reimbursement. Call (443) 563-1059 to discuss self-pay pricing, the Heroes discount, and how the superbill works for your situation.
🎖️ Community Heroes Discount
Active-duty, veterans, and military families receive discounted self-pay rates through our Community Heroes program. Mention your service when you call or book — the discount applies whether or not you pursue any reimbursement.
Superbills — How to Pursue Reimbursement Yourself
Because ketamine at Vita Nova is self-pay, we don't submit ketamine claims to insurance — but we make it straightforward for you to try. After payment, we provide a complete itemized superbill with diagnosis and procedure codes that you submit to your own insurer. If your plan includes out-of-network benefits, you may recover part of your cost even though nothing was billed on your behalf.
Reimbursement amounts vary widely by plan, deductible status, and diagnosis — some patients recover a meaningful portion, others little or none. Before your first visit, ask your insurer two questions: "Do I have out-of-network behavioral health benefits?" and "What is my out-of-network deductible?" The answers tell you what to realistically expect.
We Provide the Paperwork — You File the Claim
Vita Nova supplies the itemized superbill you need to submit an out-of-network claim for ketamine. We can't bill your insurer or guarantee what they'll reimburse, but we make sure you have everything required to file a clean claim yourself.
How to Afford Treatment — Your Payment Options
Because ketamine is self-pay, Vita Nova offers several pathways to make care accessible.
CareCredit Financing
Vita Nova is enrolled with CareCredit. Apply at carecredit.com and use your card at checkout. CareCredit offers promotional financing that can spread the cost of a full induction series over time. A Complete Series of six infusions totals $2,849.94 — CareCredit lets you start now and pay over time.
In-House Payment Plans
Vita Nova offers flexible in-house payment plans structured to match each patient's situation. There is no fixed template — your plan is arranged based on your needs during your consultation. Call (443) 563-1059 to discuss before or after your telemedicine evaluation.
HSA / FSA Cards
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are accepted at Vita Nova for ketamine therapy, iron IV, and most wellness services. Ketamine therapy for a qualifying mental health diagnosis generally meets IRS medical-expense criteria. Confirm eligibility with your HSA/FSA administrator.
Superbills for Out-of-Network
Vita Nova bills nothing to insurance for ketamine, but provides complete superbill documentation so you can submit an out-of-network reimbursement claim yourself. Reimbursement varies by plan and deductible — ask your insurer about out-of-network behavioral health benefits before your first visit.
Membership as a Cost Strategy
Because ketamine infusions are self-pay, the Vitality Circle membership at $99.99/month is the most cost-effective way to access ongoing ketamine therapy at Vita Nova. Member rates ($375 mental health, $1,125 chronic pain) typically pay for the membership within a single ketamine appointment.
The Vitality Circle — Real Cost Savings
| Service | Non-Member | Member |
|---|---|---|
| Single ketamine session | $499.99 | $375.00 |
| Complete Series (6 sessions) | $2,849.94 | $2,250.00 |
| Relief Series (4 sessions, pain) | $5,699.96 | $4,500.00 |
| NAD+ IV (250mg) | $374.99 | $281.24 |
Membership: $99.99/month · One monthly perk — 1 standard IV, or 2 IM shots, or 2 IV pushes, or 1 of each · then 25% off additional wellness · Priority booking · Free parking · Learn More →
Community Heroes Discounts
Serving Those Who Serve Baltimore
Vita Nova honors the people who keep our community running. Community Heroes receive discounted self-pay rates on ketamine therapy, iron IV, and wellness services. Mention your role when calling or booking.
Insurance & Payment — Common Questions
Does insurance cover ketamine therapy in Baltimore?▼
Why isn't ketamine infusion therapy covered by insurance?▼
Does insurance cover iron IV infusions?▼
How much does ketamine therapy cost in Baltimore?▼
Can I use HSA or FSA for ketamine therapy?▼
Does Vita Nova accept CareCredit?▼
Can I get reimbursed by my insurance for ketamine?▼
Are in-house payment plans available?▼
Does Tricare cover ketamine therapy?▼
How Payment Works
Payment Options
Treatment Pricing
See full transparent self-pay pricing for ketamine, iron IV, and all wellness services.
View Full Pricing →Transparent Self-Pay Care — Built to Be Accessible
Vita Nova is self-pay for ketamine — nothing billed to insurance for infusions. We provide itemized superbills for possible out-of-network reimbursement, plus CareCredit, HSA/FSA, in-house payment plans, and Vitality Circle member rates. Iron IV is self-pay as well.
